Legal Documents

98ab Terms and Conditions — Full Policy for Using Our Platform

Please read these Terms and Conditions carefully before using 98ab. This document constitutes a legal agreement between you and 98ab.

Last Updated: January 2026

1 General Terms & Conditions and Contractual Basis

98ab (https://98ab.onl) is an online gaming platform operating for players in Bangladesh. These Terms and Conditions ("Terms") constitute a legally binding agreement between 98ab and its users ("you" or "member").

By registering with or using 98ab, you automatically agree to these Terms. If you do not agree with any part of these Terms, please refrain from using 98ab.

Important: These Terms are provided in English. In the event of any dispute, the English version shall prevail. 98ab reserves the right to amend these Terms at any time.

These Terms apply to all gaming services, promotions, bonuses, and any additional services offered through 98ab. Specific promotions or games may carry their own separate terms, in which case those separate terms shall apply.

2 Account Registration & Membership

To open an account with 98ab, you must meet the following requirements:

  • You must be 18 years of age or older.
  • All information provided during registration must be truthful, accurate, and your own.
  • Each individual may open one account only. Multiple accounts are strictly prohibited.
  • Your mobile number and email address must be active and valid.
  • You are solely responsible for keeping your account password secure.

98ab may request a copy of your National ID (NID), passport, or driving licence to verify your account. Certain features may remain restricted until verification is complete.

Please Note: If you notice any suspicious activity on your account, contact our support team immediately. We strongly recommend enabling two-factor authentication (2FA) to keep your account secure.

3 Age Verification & Minor Protection

98ab places the highest priority on protecting minors. Use of this platform by anyone under the age of 18 is strictly prohibited.

Warning: Any account opened using a false age will be closed immediately and the balance may be forfeited.

98ab may request proof-of-age documents at any time. If the requested documents are not submitted within 72 hours, the account may be temporarily suspended. Parents and guardians should take steps to restrict access to platforms of this nature on devices used by their children.

4 Deposit & Payment Policy

98ab accepts deposits via Bangladesh's leading mobile banking services — Mobile Banking, Nagad, and Rocket. The following conditions apply to deposits:

  • Minimum Deposit: BDT 200 (two hundred taka).
  • Maximum Daily Deposit: Determined by account tier.
  • Deposits are generally credited to your account within 1–5 minutes.
  • There are no hidden charges on deposits; however, your mobile banking provider's own fees may apply.
  • Only payment methods registered in your own name may be used.
  • Funds sent from a third-party account are not accepted and will be returned.

Please use the correct reference number when making a deposit. 98ab is not responsible for delays caused by an incorrect reference.

5 Withdrawal Policy & Process

The following rules apply to withdrawing winnings from 98ab:

  • Minimum Withdrawal Amount: BDT 500 (five hundred taka).
  • Processing Time: Typically 2–15 minutes, though verification pending cases may take up to 24 hours.
  • Withdrawals can only be made via the same method used for the original deposit.
  • Daily withdrawals are capped at BDT 50,000 (higher limits apply for VIP members).
  • Wagering requirements must be completed before bonus funds can be withdrawn.
  • 98ab reserves the right to suspend withdrawals in the case of suspicious transactions.

Withdrawal requests submitted before 11:00 PM are generally processed the same day. For any withdrawal-related issues, please contact support.

6 Bonus & Promotion Terms

98ab offers a variety of bonuses and promotions. Each bonus has its own specific terms, but the general rules are as follows:

  • Welcome Bonus: Fixed bonus on your first deposit, wagering requirement 10x–30x.
  • Reload Bonus: Weekly bonus on your next deposit, terms apply.
  • Cashback Offer: A portion of weekly losses is returned as cashback.
  • Referral Bonus: Refer a friend and both of you receive a bonus.

Warning: If you withdraw after claiming a bonus without completing the wagering requirement, the bonus will be forfeited. Any attempt to claim bonuses through multiple accounts will result in all associated accounts being closed.

98ab reserves the right to modify or cancel any promotion at any time. Bonuses on inactive accounts will be automatically forfeited upon expiry.

7 Gaming Rules & Fair Play

All games on 98ab operate in accordance with international standards, with fairness ensured through Random Number Generator (RNG) technology. The core rules governing gameplay are:

  • Each game has its own Return-to-Player (RTP) rate, displayed in the game information section.
  • 98ab is not liable for disconnection during gameplay; however, if a round has been completed, the result will be considered valid.
  • The dealer's decision is final in Live Casino games.
  • 98ab reserves the right to void any abnormal payouts resulting from a technical error.
  • 98ab's decision is final when it comes to odds setting in Sports Betting.

8 Prohibited Activities & Fraud Prevention

The following activities are strictly prohibited on 98ab:

  • Creating multiple accounts or using another person's account.
  • Exploiting bonus loopholes or taking advantage of system vulnerabilities.
  • Using automated bots or software to play games.
  • Using the platform for money laundering or any illegal financial transactions.
  • Harassing other players or staff members.
  • Attempting to hack or breach the platform's security systems.
  • Operating an account using a false identity or fraudulent information.

If any of the above activities are proven, the account will be permanently closed, the balance will be forfeited, and legal action may be taken where necessary.

9 Account Suspension & Closure Policy

98ab may temporarily or permanently suspend an account under the following circumstances:

  • In cases of terms violation.
  • In cases of identity verification failure.
  • When an account has been inactive for an extended period (12 months or more).
  • In cases of self-exclusion requests.
  • As directed by legal or regulatory authorities.

You may close your account at any time. Please withdraw any remaining balance before doing so. A monthly maintenance fee may be deducted from inactive accounts.

10 Limits of Liability

98ab strives to provide a reliable service, but will not be held liable for the following:

  • When a game is interrupted due to loss of internet connection or a technical issue.
  • Delays or failures caused by a third-party payment provider.
  • Force majeure events (natural disasters, government restrictions, etc.).
  • Losses resulting from a user's own negligence in securing their account.

Gaming is a form of entertainment. 98ab is under no obligation to compensate for financial losses. Please play responsibly and within your means.

11 Privacy & Data Protection

98ab takes the protection of your personal information very seriously. We never sell your data to third parties. To learn more about how your information is used, please refer to our Privacy Policy Read.

  • Your data is protected with 256-bit SSL encryption.
  • Payment information is stored in compliance with PCI-DSS standards.
  • You may opt out of marketing communications at any time.
  • Information may be disclosed to authorities where required by legal obligation.

12 Terms Updates & Contact

98ab reserves the right to amend these Terms and Conditions at any time. In the event of changes:

  • Notice will be sent via email or SMS prior to any significant changes.
  • Continued use of the platform after changes take effect will be considered acceptance of the updated terms.
  • The most current version of the terms is always available on this page.

For any questions regarding the terms, please contact us: [email protected]

Why Trust 98ab

The key features of our platform that have earned the trust of our players

Transparent Terms

The 98ab Terms and Conditions are written in plain language. No hidden clauses — everything is stated clearly and upfront.

Advanced Security

Your data and funds are protected through 256-bit SSL encryption and regular security audits.

Fast Withdrawals

Play by the rules and your winnings will be sent to your Mobile Banking or Nagad within just 2–15 minutes. No unnecessary delays.

Fair Gaming

Game fairness is guaranteed through RNG technology and third-party audits. 98ab is committed to transparency and integrity at all times.

Responsible Gaming

We support player wellbeing through self-exclusion options, deposit limits, and responsible gaming tools.

Bengali-Language Support

Having trouble understanding the terms? Our Bengali-speaking support team is available 24/7 to help.

Done reading the terms? Get started now

Register under the 98ab Terms and Conditions and enjoy the best gaming experience in Bangladesh.

বাংলা